:root {
      --mv-blue: #1A6FBF;
      --mv-blue-light: #EBF4FB;
      --mv-blue-dark: #0f4f8e;
      --mv-text: #1A1A2E;
      --mv-muted: #6B7280;
      --mv-border: #E5EDF5;
    }

    body {
      font-family: 'Poppins', sans-serif;
      color: var(--mv-text);
      background: #F8FBFF;
    }
    /* ── Hero ── */
    .legal-hero {
      background: linear-gradient(135deg, #1A6FBF 0%, #0f4f8e 100%);
      padding: 64px 0 48px;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .legal-hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Ccircle cx='30' cy='30' r='4'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }
    .legal-hero .badge-pill {
      display: inline-block;
      background: rgba(255,255,255,0.15);
      color: #fff;
      border: 1px solid rgba(255,255,255,0.3);
      border-radius: 50px;
      padding: 6px 18px;
      font-size: 0.75rem;
      font-weight: 600;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      margin-bottom: 16px;
    }
    .legal-hero h1 {
      color: #fff;
      font-size: clamp(2rem, 5vw, 2.8rem);
      font-weight: 800;
      margin-bottom: 12px;
    }
    .legal-hero p {
      color: rgba(255,255,255,0.82);
      font-size: 1rem;
      max-width: 520px;
      margin: 0 auto;
    }
    .legal-hero .meta-row {
      margin-top: 24px;
      display: flex;
      justify-content: center;
      gap: 24px;
      flex-wrap: wrap;
    }
    .legal-hero .meta-tag {
      background: rgba(255,255,255,0.12);
      border: 1px solid rgba(255,255,255,0.2);
      border-radius: 8px;
      padding: 8px 16px;
      color: rgba(255,255,255,0.9);
      font-size: 0.8rem;
      font-weight: 500;
    }
    .legal-hero .meta-tag i { margin-right: 6px; }

    /* ── Layout ── */
    .legal-layout {
      display: grid;
      grid-template-columns: 240px 1fr;
      gap: 32px;
      max-width: 1080px;
      margin: 0 auto;
      padding: 48px 24px 80px;
      align-items: start;
    }
    @media (max-width: 768px) {
      .legal-layout { grid-template-columns: 1fr; }
      .legal-toc { display: none; }
    }

    /* ── TOC ── */
    .legal-toc {
      position: sticky;
      top: 88px;
      background: #fff;
      border: 1px solid var(--mv-border);
      border-radius: 16px;
      padding: 24px 20px;
      box-shadow: 0 2px 12px rgba(26,111,191,0.06);
    }
    .legal-toc h6 {
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--mv-blue);
      margin-bottom: 16px;
    }
    .legal-toc a {
      display: block;
      font-size: 0.8rem;
      font-weight: 500;
      color: var(--mv-muted);
      text-decoration: none;
      padding: 6px 10px;
      border-radius: 8px;
      margin-bottom: 2px;
      transition: all 0.15s;
      line-height: 1.4;
    }
    .legal-toc a:hover {
      background: var(--mv-blue-light);
      color: var(--mv-blue);
    }

    /* ── Content ── */
    .legal-content {
      background: #fff;
      border: 1px solid var(--mv-border);
      border-radius: 20px;
      padding: 48px 52px;
      box-shadow: 0 2px 16px rgba(26,111,191,0.05);
    }
    @media (max-width: 600px) {
      .legal-content { padding: 28px 22px; }
    }

    .legal-content h2 {
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--mv-blue);
      margin-top: 48px;
      margin-bottom: 14px;
      padding-bottom: 10px;
      border-bottom: 2px solid var(--mv-blue-light);
      display: flex;
      align-items: center;
      gap: 10px;
    }
    .legal-content h2:first-of-type { margin-top: 8px; }
    .section-num {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 28px;
      height: 28px;
      background: var(--mv-blue);
      color: #fff;
      border-radius: 8px;
      font-size: 0.75rem;
      font-weight: 700;
      flex-shrink: 0;
    }

    .legal-content h3 {
      font-size: 0.95rem;
      font-weight: 700;
      color: var(--mv-text);
      margin-top: 28px;
      margin-bottom: 10px;
    }

    .legal-content p {
      font-size: 0.9rem;
      color: #444;
      line-height: 1.8;
      margin-bottom: 14px;
    }

    .legal-content ul {
      list-style: none;
      padding: 0;
      margin: 0 0 16px;
    }
    .legal-content ul li {
      font-size: 0.88rem;
      color: #444;
      line-height: 1.75;
      padding: 6px 0 6px 28px;
      position: relative;
      border-bottom: 1px solid #F3F7FB;
    }
    .legal-content ul li:last-child { border-bottom: none; }
    .legal-content ul li::before {
      content: '';
      position: absolute;
      left: 8px;
      top: 14px;
      width: 6px;
      height: 6px;
      background: var(--mv-blue);
      border-radius: 50%;
    }

    .callout {
      border-radius: 12px;
      padding: 16px 20px;
      margin: 20px 0;
      font-size: 0.875rem;
      line-height: 1.7;
      display: flex;
      gap: 14px;
      align-items: flex-start;
    }
    .callout i { font-size: 1.1rem; flex-shrink: 0; margin-top: 2px; }
    .callout-info  { background: var(--mv-blue-light); color: #1A4A80; border-left: 3px solid var(--mv-blue); }
    .callout-warn  { background: #FFF8EB; color: #92500A; border-left: 3px solid #F59E0B; }
    .callout-danger{ background: #FFF1F1; color: #991B1B; border-left: 3px solid #EF4444; }

    .contact-card {
      background: linear-gradient(135deg, var(--mv-blue-light) 0%, #DDEEFF 100%);
      border: 1px solid #C5DEFF;
      border-radius: 14px;
      padding: 24px 28px;
      margin-top: 16px;
    }
    .contact-card p { margin: 0; font-size: 0.88rem; color: #1A4A80; }
    .contact-card a { color: var(--mv-blue); font-weight: 600; text-decoration: none; }
    .contact-card a:hover { text-decoration: underline; }

    footer {
      background: #0f1a2e;
      color: rgba(255,255,255,0.7);
      padding: 48px 0 28px;
    }
    footer .footer-brand { color: #fff; font-weight: 700; font-size: 1.1rem; }
    footer a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 0.85rem; }
    footer a:hover { color: #fff; }
    footer .footer-divider { border-color: rgba(255,255,255,0.1); margin: 28px 0 20px; }
    footer .copy { font-size: 0.8rem; }